Start Seeing Results In Only 30 to 45 Days
Remove Derogatory Items Holding Back Your Scores
By using consumer protection laws, we challenge and remove errors holding back your credit
We Do Everything We Can To Get You Fast Results
With our risk-free pricing, you have professionals driven to get the best results as quickly as possible
Professional Credit Audit and Analysis Report
Get a full analysis of your entire credit report as well as personalized action plan to address the issues
Personalized Strategy To Improve Your Credit
Your credit is unique to you, we start by creating a personalized plan to help you improve your credit
Unlimited Credit Bureau Disputes
We create personalized disputes to address every error on your credit report
You Get The Absolute Best Customer Care Around
We keep you up to date with your case with email notification, online portal, and phone support
How Are You Able to Remove Negative Items From My Credit Reports?
We leverage Federal Consumer Protection Laws, such as the Fair Credit Reporting Act (FCRA) to dispute the items on your credit reports with the credit reporting agencies. The FCRA states that every item that is on your credit report must be reported 100% accurately, be 100% verifiable, and be 100% timely. If not, they cannot be reported and must be removed. The good news is that according to a report released by the Federal Trade Commission, almost 80% of credit reports contain inaccurate reported accounts or accounts that cannot be verified in them.
How are you able to add positive items on my credit reports?
We help guide you apply for new credit when you’re ready. We make sure to let you know exactly when to apply and what to apply for so that you are only applying for accounts that we know for sure you’ll be getting approved for. These new accounts will help boost your credit scores and the overall health of your credit profile.
What if no negative items are removed from my credit reports?
This is extremely unlikely to happen. However, in the event it does happen we will refund you your entire enrollment fee that you paid to get started and you wouldn’t be charged a penny for our services since we only bill you after an item is removed from your credit report. We would still offer you guidance in applying for new positive accounts that would help you improve your overall credit picture.
How long do I need to keep my credit monitoring account active for?
We require that you keep your credit monitoring account active for the duration of our program which typically lasts 3-4 months. While we are working on repairing your credit, you are required to keep the monitoring account active. Once we are done or you no longer want us to continue working, you can go ahead and cancel your credit monitoring account if you’d like.
How long does it take?
Our average client is in our program for about 3-4 months. Remember, we don’t charge any ongoing monthly fees so we have ZERO interest in keeping you in our program for a long period of time. We only charge you for results so we are highly motivated to get you as many results as fast possible.
What do I have to lose if I sign up and give this a try?
If we’re being honest with each other, you have nothing to lose other than an opportunity to hopefully improve your credit 🙂 Worst case scenario, you sign up and pay your enrollment fee, we work on your credit for at least 90 days and nothing is removed from your credit report, we refund your enrollment fee and financially you lost nothing.
Check out what our happy customers are saying
I am so thankful for this group! I had an uncontrollable situation years ago that I thought was going to haunt my credit for years. Nate stepped in and tremendously helped me with no questions asked. He is very knowledgeable and so helpful! I am so glad my lender referred me here. If you need an amazing duo team Nate and Travis with Envoy Mortgage (lender) are the ones for the job!
- Stephanie R.
They fought for me!
I just purchased my FIRST home thanks to the help of Matt, Jeremy and the crew at I love my Credit Score.
Can’t recommend these people enough. They fought for me and handle issues I had no idea how to handle.
Thank you all so very much!
- Johnathan B.
Should have come to them sooner!
My only regret is not coming to them sooner. I reached out to them in February of this year and since my credit score has risen over 200 points. With their help I’ve now bought my dream car and have gotten Pre Approved to purchase my first home. Very professional, highly recommend!
- Taylor S.